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Copied and pasted a long thread about the 2020s (part 2)
I have found a very interesting thread in a forum, I decided to copy and paste all the comments that the author of the post had made. The author posted this in 2019, the author also posted another in the past in 2018 about the same subject. But this will be about the 2019 post (part 2) I won't be sharing the link to the website because I want to protect the identity of the users since it is a mental health forum. But here is the link to part 1: https://www.reddit.com/The2020s/comments/dzpb6l/copied_and_pasted_a_long_thread_about_the_2020s/ --------------- Here we are! Today it is the year 2019, the near end of the 2010s.The 2010s was an interesting decade to say the least, internet use continued to spread like wildfire worldwide with more and more people becoming dependent on the internet. When I was a kid in the 2000s I felt like the odd one out because I was addicted to the desktop and I didn't know many other people who were addicted to computers, but today in the 2010s this seems like the new normal except now most people are carrying desktops in their own pockets (cellphones). In the 2000s politics was very moderate and there was much less polarization, now polarization is pretty much a growing trend with many people sharing very strong political believes on the internet. The internet became a political tool and metaphorically a source of political fuel in the 2010s, everyone can now share their believes on the internet and inspire a new group of followers, something that the world didn't have or realized it had until the 2010s and we are still getting used to this. In 2010 there were 6.9 billion people and 1.9 billion internet users, in 2019 there are about 7.8 billion people and about 4.5 billion internet users. Which means that internet use has increased by 237% while the world population has increased by at least 12%.By 2030 the world population is expected to reach 8.5 billion people and more than 7.5 billion people are expected to be internet users, that could very well be 90% of the worlds population. This means that the internet will truly begin to take over the world during the 2020s, it will continue to make big changes on how we will live and how we will communicate, it may become almost impossible to live in the western world without being online. Climate change is a big issue, in 2010 the global average temperature was 0.62 Celsius above 20th century average, in 2018 it was 0.79 Celsius above 20th century average. The 2018 temperatures may not seem like much but everyone who is informed about the summer of 2018 will agree that it was a very hot year, so hot that record wildfires within the arctic circle happened.By 2030 we could potentially reach 1.5 degrees Celsius of warming since pre-industrial times, again the number does not seem much but the consequences are huge. Mudslides from melting soil will turn mountains in death zones, lower food harvests and nutritional value will increase risks of starvation, loss of fresh water will result in wars over water, the Maldives will be flooded as well as Bangladesh which will cause huge mass migrations, the ice will melt even faster which are increasing sea levels, you get the idea.In the 2020s global warming will become a much bigger problem, but there is no guarantee that enough will be done to cut emissions. Developing countries such as India want nothing more than to have the same quality of life as the western world does, not much can be done to dissuade India until the country suffers greatly from global warming and the potential for growth seems impossible. As long as developing countries believe that growth is possible they will contribute massively to global emissions just as soon as the developed world begin to cut their emissions, and worse yet developing countries often have very high populations which will contribute to global warming even more than it could have done. In the 2020s there will be a new global superpower which would be decided by 2030, it is unlikely that America will remain the superpower due to its stagnant economy and the potential loss of trade partners in the near future. The most likely contenders for being the next global superpower is Russia and China, this struggle for power could potentially trigger a 2nd cold war. Global relations will change, there has been a growing loss of trust in the 2010s between nations and that trend will continue to escalate during the 2020s while new crises emerge.This loss of trust could result in balkanization in some parts of the world, particularly in ethnically diverse countries such as Papua New Guinea and Tanzania. Countries will begin to do their own thing and ignore international agreements as trust disintegrates, the Paris Agreement and the United Nations might be abandoned in the 2020s.To put it shortly, the world power will likely shift from Anglo-America to Asio-China/Russia, international co-operation and aid may regress into nationalistic autonomy, and from democracy to populism. Technologically, most breakthroughs will be related to the huge spread of the internet in some way, in other words most technological advances will be adaptations to the way we live with the internet and learning the full capability and power of it. 5g will be adopted reluctantly due to health concerns, but it will be adopted anyway at some point in the 2020s quickly and this will cause even more dramatic changes within our society. If you think our world has changed drastically so far just wait until 5g comes! By 2030 we could have fridges that are connected to the internet, many other inanimate objects would also be connected to the internet and whatever information is processed will be used to benefit companies as well as sniffing out bad behavior. Because of 5g, the 2020s may be the last decade when privacy is possible in society. Lastly, I am going to talk about generations and their role in the 2020s. Pretty much all Baby Boomers are going to retire in this decade to have their previous role as leaders replaced by Gen X, Gen Y will all be adults and will be trying to make big changes in the world, Gen Z will begin to grow into adults, there will be a new generation in the 2020s (generation beta). What do you think will happen in the 2020s? Very keen to read your thoughts about this topic!Have a good day. ------------------------- reply to user: Honestly I will never be able to answer with confidence about Brexit! I think many people in the parliament don't seem to know what to do, I think most likely Brexit will be on hold until the EU itself fails. Today the EU is already struggling to survive.How will the EU fail? When its financial situation gives European nations the incentive to leave so they can grow their economies by themselves without restrictions, the Syrian refugee crisis (5 million people) destabilized the EU to its core and it was the refugee crisis that started Brexit in the first place.Imagine what would happen to global politics if 20 million migrants went into Europe, it would certainly change a lot of things. reply to user:Religion could make a comeback in the 2020s, particularly in a scenario where climate change pushes people to turn to religion for comfort. Islam is on a sharp rise due to the fact that they have a lot of children, it will also become the biggest religion in the world in the near future, at that point most people on Earth will be Muslim.I think ISIS largely happened because of food shortages in Syria which resulted in civil war, if a similar thing happened in another vulnerable Muslim country then you can expect another wave of suicidal radicals wrecking havoc and forming another radical group.I have once predicted a similar uprising in North Africa resulting in a mass Christian migration into Europe, the number of Christian migrants could exceed 20 million. ----------------------- reply to user: Yeah the idea of the European Union has been a flawed and overly ambitious project right from the start, Europe is quite a divided continent with many countries having a strong sense of identity, trying to make Europe into one country will inevitably backfire. Without much doubt the EU will collapse, however it will live on under a different name by one or a few countries that still cling onto the vision.After EU falls there is a chance that a few more so-called unions may form, these unions may be alliances that share the same political views which could result in a polarization.Germany had a good shot at attempting to rule Europe again though, we tried it and probably won't do it again for a while. ----------------------- reply to user: Funny enough I have just very recently found out that the UK is going to have another general election, so far at the moment it looks like Labour is doing well with public approval, it is a likely possibility that Jeremy Corbyn may become the next prime minister.If Jeremy Corbyn becomes the next prime minister that would mean that Brexit will be cancelled, this could cause major polarization and unrest if there are still people who really want Brexit. Who knows what would happen if the majority of pro-Brexiteers protest in the streets because they didn't get what was promised to them? A British revolution is another real possibility. reply to user:Predicting elections will always be difficult for me because of how uncertain and at times random they all are, who would of thought that Trump would win in 2016? Would Trump win again in 2020? I mean it sounds crazy but if it happened in 2016 then it can certainly happen again in 2020. Although I do think that Trump has less of a chance of winning in 2020.A good thing to take note of is when Trump withdrew from the Paris Agreement much of America didn't follow suite, there are many American companies who still follow the Paris Agreement guidelines because they don't agree with Trump, there are many Americans who have not been implementing Trumps policies.Elections can never be predicted with 100% confidence, but Trump is more likely to lose in 2020 than 2016. ------------------------------- Thank you all for your replies, they have been smart and intuitive contributions. :-D Last night I just began researching about the 1920s out of interest (I think I might have mentioned the 1920s in the old 2020s thread). I have just started learning about the 1920s so there is a lot that I don't know about it but there are a few themes that resonates with today trends, which I will mention below.And because I am not well informed about the 1920s the below information would be hypothetical and open to speculation. The 1920s was an economically prosperous time for the Western World, but the economic prosperity abruptly ended with the Stock Market Crash in 1929 and resulted in the Great Depression in the 1930s. A very similar situation is happening today but is happening much slower and at the moment is less severe, the Stock Market Crash in 2007-2008 resulted in an economic crawl that is still persisting to this day. I have a feeling however that the full effect of the 2007-2008 economic crisis is yet to be felt in full force. Political movements such as Socialism and Fascism were on the rise in the 1920s-1930s partly because of the economic situation, those parties believed that capitalism is out of control and needs intervention to prevent the degeneration of society. The term supercapitalism was created by Fascists, it pretty much means a degenerated form of capitalism that is doing more harm than good to society. The blame of the 1929 Stock Market Crash was placed on Capitalism by both Socialists and Fascists, anti-capitalism exploded in the 1930s which resulted in far-left/far-right nations fighting one another by the end of that decade. Lets say that the next Great Depression is to start in the early 2020s, we already have a lot of young people who have a favorable view on Socialism, on some level there are many people who are blaming Capitalism for the economic crisis. Nations have already been polarizing in the 2010s, so what would happen if we enter the next Great Depression and then a massive surge of Socialism/Fascism happens straight after? The world would be in a very similar situation as the world in pre-WWII. If the 2020s Great Depression happens then Capitalism in the Western World could end, the more young people has power over America the more likely that the nation will transition into a Socialist state. Kinda ironic because in the 20th century Anglo-America fought against Socialist Russia and in the end capitalism unexpectantly won as the leading world policy, but in the 2020s Russia may abandon their socialist past and turn to capitalism as they take advantage of the new resources revealed by global warming, just as Anglo-America turns Socialist Asio-Russia will turn Capitalist (I'm not sure about China, but I'm pretty sure that India is taking the capitalist route too). The Arctic will melt a lot during the 2020s, Russia may likely claim most of the new oil reserves which will cause worldwide tension as oil will be running out, America will be stuck with the last remaining reserves of oil in Alaska and Canada which may result in poor relations between Canada and America, eventually China may have most of the oil reserves in the Middle East because I believe that the Middle East will turn to China for economic interests as America begins to lose its grip on the region. Nothing is forever, everything changes.To those who fear for the future of America I just want to say this, even if America loses influence on the world America will still cling onto their core values in their own home and I can't see America giving up on the American dream, I think that the American dream is redefined by each of its passing generations. ------------------------------ This is probably the last comment I will post in this thread so I'll be sure to write out anything else I can predict or think about the 2020s, again I may be repeating things but at this point its hard to avoid because I posted quite alot about the 2020s at this point. I definitely agree with :user: that if WW3 were to happen in the 2020s it would be similar to how WW1 started, everything was fine then suddenly everything wasn't and the world fell into further chaos resulting in a world war. Currently I believe that the 2020s will start off with a cautious optimism, the decade where Gen X and Gen Y fully realises that the world is in their hands and they will bring about changes. If I could name a main theme of the end of the 2010s I would say 'youth in protest'. A growing number of young people believe that civilization won't be there when they grow up, they see no point in taking part in a society that they believe will inevitably fail due to climate change. In the 2020s the 'youth in protest' will grow to such a degree that societal values of the 20th century will be rendered obsolete. But where does the cautious optimism comes in? I believe the optimism is the result of hope of a better future as the youth wields more power to make changes. We will likely see a big wave of new famous Gen Z's and who knows what they could contribute to this world? Today(Nov,2019) we can all sense that things are changing but what if the changes of the 2010s are volcanic rumbles compared to the eruption of the 2020s? The 2020s will likely be a social and societal fragmentation, the crossroads of a post-consumerist world. Baby Boomers are largely responsible for the world we live in today, very soon Baby Boomers will lose their power over the world and that power will be passed onto the younger generations who have different values. Most Baby Boomers favor capitalism, a growing number of younger generations favor socialism. Conspiracy theories are a growing trend, due to the upheaval of technology it has become easier to believe in conspiracy theories because what was crazy 10 years ago seems feasible today. I think if everyone starts to believe in conspiracy theories then a lack of trust would become so hard to overcome that the government would have no choice but to allow a degree of autonomy. Allowing autonomy would cause more and more lands to demand independence, most of them will be city states like Hong Kong or Singapore. I can't think of anything else, going to conclude it here.The 2020s would either be the beginning of a new era or a long-winded dying of the present post-consumerist era. The Baby Boomers will recline on their chairs and leave the whole world to Gen X and Y, Gen Z will become adults. I haven't mentioned robots but they will begin to take some of our jobs, which can possibly trigger a neo-luddite movement. WW3 hopefully won't happen, a 2nd Cold War is more likely to happen though. Hopefully there won't be an epidemic like the Spanish flu, in this case it will most likely evolve from a strain of bird flu. Climate change will trigger protests and changes, some fear that its already too late to stop global warming. Thank you for reading, lets make the 2020s as good of a decade as possible. ---------------------------------- reply to user: Yeah I've been getting a growing sense that a British Civil War might happen, last year I could not see a civil war happening but now it seems like a real possibility, today it is easy to figure out why it would happen. I bet not many people in the 17th century civil war wanted it to happen and didn't think that it would happen but you can learn what ended up happening, Charles I got beheaded and maybe Boris Johnson might meet a similar fate.Not a certainty, I can never be certain but its something worth worrying and preparing for. In the 2020s, I think the U.A.E is a possible candidate for a world power and I can see them cutting deals from America and making deals with China instead 'The enemy of my enemy is my friend.'. Imagine if America-UK runs out of energy and oil resources, in this scenario it is likely that U.A.E+China+Russia will own all the remaining deposits by then and we may have no choice but to give up a degree of independence in exchange for some of their oil and energy.Another scenario is the race for the last of the remaining resources that our society still largely depends on, the nation that has the most resources will have the most power and nations that lack those resources will form alliances with them for resources in return.We may possibly see the first super-corporations being established, a very large and powerful corporation that may be the true power behind everything and maybe even more powerful than political figureheads.Those super-corporations may become independent nations that have their own goals and projects, mostly they involve technologies for either saving our eco-systems or to control us. I have once thought about the year 2075, I imagined a huge city (at that time many countries collapsed, civilization largely being left with city-states ran by trillionaires) the city uses mind control technology to maintain order, the A.I is used to help the elites figure out the next best course of action, human clones are used for labor and war, everyone is constantly being watched due to surveillance that will be almost everywhere.The 2020s will be the start of the new world that future generations will recognized as the true 21st century, 2000-2030 will be seen as a transitional period. ------------------------ We are only 2 days away from the 2020s, I am going to post about the decade predictions to avoid the regret of not posting it before the 2010s ends. I will have a bit of closure about my 2020s threads now that I'm doing this for the last time, I might be a bit risky and do my best to make a scenario story for fun even though about half of it will be inaccurate haha, since accurately predicting the future is like trying to fly without wings. But still, some of the predictions I have thought about have already come true even before the 2020s has started, which makes it clear that the world is changing faster than we thought and will continue to increase the throttle. There is already some tension between America and China over trade, at the moment as I write this they have agreed to a truce after a trade war that not many knew about but there is tension and might escalate in the near future, if America attacks another nation again then half of the world will turn against America and will cut all trade-ties with it which would cause America to descend into chaos. In short, America could get sanctioned but other nations will be at risk of being sanctioned if they commit any future acts of aggression. There would likely be more riots and terrorism, there will likely be a much worse refugee crisis caused both by climate change and acts of aggression by ISIS or a nation. There could be more online communities that provide a source of humanitarian relief and charity, some online communities will run on bitcoin(or other forms of cryptocurrency) so that they can afford more resources to help people with.I have once predicted that there will be a mass migration of Christians from North Africa due to Islamic radicalism, well as of 2019 there already are Christians in Nigeria (North Africa!) being beheaded by ISIS so a mass migration from North Africa is very possible, in fact the whole Arab Spring and its neighbors could produce masses of migrants due to the continuous descent into chaos. Out of all the Muslim nations Turkey-Saudi Arabia-Iran-U.A.E appear to be the most stable while others are highly vulnerable, I have a good feeling about U.A.E solely because it has many long-term goals to ensure economic security so I can see them having a good influence on Iran and Saudi Arabia, U.A.E will likely make trade deals with China and China could offer U.A.E military protection thus protecting the U.A.E from Saudi Arabia and Iran since the risk of a war going on in the Persian Gulf is high.Dubai will become a more important city and will become a cultural as well as scientific center, much of its workforce would likely be desperate people from South Asia looking for work. If a new superpower enters world-stage then the West could face sanctions for acts of war against the Arab Spring, especially if the new power is disapproving towards the West, if the West is sanctioned then it will enter a long-term economic depression and could be forced to house refugees.Populism will spread as more people feel like they are living through a crisis, populist candidates appeal to people by presenting themselves as the solution to their crisis. Populism has been on the rise in the 2010s and many people believe that most populist movements have been right-wing, the most common theme of 2010s-populism are anti-immigration and America/Britain first, those populist movements have resulted in Brexit and Donald Trumps presidency.If populism continues to spread in the 2020s then we will see more and more nations implementing anti-emigration policies and we will see them turn away from globalization as they retreat into the concerns of their own nation. The European Union will decay due to countries leaving, the United Nations too will decay as countries start to defy and leave so they can do their own thing, globalization is at a big risk in the 2020s. Largely due to technology more and more people will begin to lose their jobs, and more people will lose their homes to man-made disasters. Self-driving cars will begin to render Uber Drivers and Taxi drivers obsolete, mass-production is becoming more automatic so more people who work in mass-production will lose their jobs, self-checkout machines in shops will continue to slowly render retailers obsolete. Newspapers are dead, and soon TV will be.Nations will be able to provide more resources with robots but there will be less consumers since not many people would be able to afford to buy many things, this would cause a worldwide economic crisis and we are overdue for a 1920s-style economic crash.What will the government do with all those homeless and unemployed people? Universal income will be the most likely solution but it is highly unlikely that many people would live comfortably since they will have to work very hard to survive and you'd have to be very lucky to get a job, in turn people will begin to reject the government and the system, some (hopefully many) people could turn to online communities to support one another and due to the failing economy will turn to cryptocurrency which they use to support themselves. The Sagrada Familia will finally be complete, I think it would be nice to make the wonder of Sagrada Familia the icon of the 2020s. Other projects will be completed as well such as The London Super Sewer, The Giant Magellan Telescope, The Square Kilometer Array radio telescope, a few big bridges (and a tunnel for boats in Norway) and a few new railways here and there. There will be at least a few major space achievements thanks to Elon Musk and some privatized science projects will offer few more major breakthroughs in science, the first manned mission to Mars is scheduled in the 2020s but its chance for success is low due to the many risks and dangers, space junk will become a much bigger problem and will need to be cleaned up before we will never be able to leave the Earth. The mission to Mars would likely be re-scheduled or postponed. 3D printing is expected to enter mainstream which in itself will change many things, 3D printing could even render some shops obsolete because you could print whatever stuff you want at home instead of going to a shop looking for what you want, a creator sub-culture may develop from 3D printing enthusiasts.Vertical farms are expected to be erected for the first time in cities, this trend will grow because agriculture is also expected to fail in the long-run so there is a lot of funding put into vertical farming because vertical farming could replace conventional field farming, in the 2020s however vertical farms will only generate a very small percentage of food and its produce would not be sold in mainstream shops for a while.Lab grown meat will be a new growing trend in the 2020s, but its adoption will be slow due to skepticism and lack of popularity. Will there be wars? Likely more than the 2010s.Because not much has been resolved at 2019 we can expect things to grow more tense, especially since we are all facing an impending global warming crisis and a decline of globalization. Russia and China will become more dominant and influential throughout the world, developing countries will bear the brunt of climate change while the developed countries are increasingly destabilized by the flocks of refugees flooding in, developing countries could be reduced into war-zones like Syria in the 2010s.The trade-wars between America and China could involve other world powers and it could escalate into the 2nd Cold War, with a Cold War there is always the chance of a 3rd World War looming.The west will decay as the western economy worsens, Russia and China would exploit whatever resource they can get with their new influence in a decaying world but their economic growth will be fragile too.China is threatened by the loss of fresh water once the Himalayan ice melts, much of Chinese agriculture is threatened by floods, when the Chinese eco-system fails then you can expect them to attack their neighbours or best-case scenario demand resources from their allies.Russia is threatened by the same thing that will give them economic prosperity, global warming, when the ice melts the methane would doom us all and will also release long-forgotten epidemics into our world, Russia will face a huge refugee crisis coming from the south due to water shortages so you can expect Russia to heavily enforce their borders.European politics will change drastically due to responses from refugees, if Europe refuses most refugees then it is possible that armies of angry refugees could invade Europe in the future.Africa is gaining so much but that growth will not be expected to last due to climate change, water wars reduce some areas into anarchy like Libya in the 2010s, Nigeria-Ethiopia-South Africa would likely be the most prosperous countries of the continent, the African countries that are developing would likely begin to adopt the same lifestyle as the West is living like eating fast food and being online all day long. I do not know much about South America but some parts appear to be on a verge of political change and turmoil, I do believe that they are at risk for water shortages due to melting ice in the Andes, I can't see them stopping the destruction of the Amazon so that will be ongoing. South America will grow economically but like the rest of the world it will be a highly vulnerable growth.Australia will continue to be burnt alive by wildfires, we should start seeing more and more Australians moving to colder areas such as Tasmania New Zealand and Britain. Indonesia will continue to destroy their rain-forests to make money out of palm oil, don't know what their political situation would be though but would most likely go down the capitalist path. All in all the 2020s will be a time of disruption, the pace of life will get faster and faster, fake news and deep fakes will spread, misinformation will be rife, as the internet spreads and becomes more disruptive more restrictions will be put on the internet, because we are growing more dependent on technology cyber-attacks or power-cuts could bring us back to the late 20th century, people will grow more scared and desperate and may turn to drastic courses of action if said course of action is the only solution.We are at risk of antibiotic-resistant bacteria and bird flu, obesity and depression will become a bigger burden than it already is, transgender people will be the new normal as people are now coming out as transhuman, in some parts of cities driving a car could be banned because of driverless cars replacing transportation in some city centers, cars are switching to hybrid/electricity as electric car plugs appear in many built-up areas, more and more people have had their DNA stored into a database and I can't say for sure how this data will be used. Online communities give me hope, and I hope that online communities become so rich with cryptocurrency and popular that when the decaying society that thrived in the 20th century fails we got the new online society to fall back onto and rebuild a new society from scratch instead of trying to rebuilt a society that failed us. I wish us all the best of luck. --------- reply to user: I think you are definitely right about 2020 Britain being pretty much the same as 2019 Britain except that it could get worse especially since the NHS is in the process of being privatized which sucks for me too because I am a Type 1 Diabetic, I am inclined to think that Boris Johnson will resign in the near future just to be replaced by another equally unqualified/unpopular Tory. I am going to be a bit controversial and biased but I want to blame Democracy for the situation that Britain is in right now and I want to explain why I am skeptical towards Democracy.So the idea of Democracy is to get the public to choose who becomes the leader and its down to the public to make that important choice, but many people do not want to run the country and many people do not know what is best for their country.In a Democratic society the best way to win a vote is to promise the public everything and appeal to them, you don't have to be good at politics to win and you don't have to tell people of your true intentions all you have to do is lie and be charismatic. Politicians probably hire professional psychologists to trick people into voting for them because they know how to trick the system to get them into the position that they both don't deserve or are qualified for. Its no wonder why Politicians are losing their efficiency, they do it as a job because many politicians do not need to be good at running a country to become the leader and like I said they just need to know what the people want to hear and to put on a charismatic face.I believe that running the country should be reserved for those who want to run the country and have the countries best interest at heart, it should be reserved for professionals who know what they are doing and have had years of training as well as experience. In a Democracy if you get two candidates, one is a businessman who is very charismatic but only knows about business, the other one is a ex-Sergeant who has had 20 years of experience in the administrative field but he is not as charismatic. Even though the Businessman is less qualified he will win because he is charismatic and knows how to trick people into voting for him instead of the professional, repeat this process and you'll end up with a very ineffective government or circus full of charismatic millionaires who trick and lie to the public to maintain their lofty position in society. And that is probably how Britain ended up with the government it has, people have been lied to and people don't know who is best for their country so we end up voting for the wrong people or get tricked into believing that Democracy is the best form of government.Sadly Democracy will put Britain(as well as other nations) at risk of a power hungry Populist who will present him/herself as against the present government and will use his/her charisma to appeal to us to make us believe that the Populist is the solution to all of our problems caused by the government, but once the Populist gets elected s/he will show his/her true colors and the public will soon regret their vote.This process will keep repeating itself while we have Democracy, I believe that its not working and maybe we are better off leaving our politics to the professionals elected by professionals. I also want to thank you for all the replies you posted on my 2020s posts, they have helped keeping the 2020s posts alive. Again, thank you. --------------------- reply to user: Not only that but many people are also misinformed because Democratic candidates lie and be all fake to get votes and on top that they also spread rumors about other candidates or pretty much anything so that they'll get more votes, its bad because not only many people already don't know what is best for their country but they will find it very difficult to know for sure what will be best because of all the lies and misinformation. --------------------- reply to user: Its scary that some people out there actually believe that Jeremy Corbyn is anti-semetic, its such a ridiculous and desperate accusation just to make Jeremy Corbyn look bad and lose. And its scary because if people actually believe those bogus anti-Semetic accusations then it just shows how much the media controls us all.Donald Trump is indeed right about journalists and fake news being an issue, but I think the reason why journalism is such a joke in America is because it is privatized and they are becoming desperate so that they can survive kinda like 'IT' from the Steven King novel.Capitalism and privatization can corrupt journalism because capitalism makes journalism more about money and getting attention so it degenerates into what it currently is, but Donald Trump is very capitalist, which could mean that Donald Trump is a cause of journalism gone wrong and he is getting backlash from the world he helped to create whether he knows it or not. Journalism does need to be regulated, especially now we are becoming fully aware of how powerful mass media can be. I could be blaming capitalism because of mass media and it could turn out that capitalism isn't to blame after all, but I still believe that its probably best for journalism to just focus on entertainment and to leave actual news to a more professional environment where the professionals highly focus on telling the people about unbiased truths. ------------------------------
I'm making this post to elaborate on my long-term vision for a proposed enclave for /Enclaves/: An organized network of defensible self-sufficient Agrihoods. If I have any input on how they're built, I think they should be built as polygonal forts using buried or camouflaged Hesco bastions, Bremer Walls. The fortifications can be disguised as architectural elements, while moveable, fortified observation towers can be stored for emergency use. Preferred form of government: Legal and transparent, Quaker-based Consensus decision making plus an armed "neighborhood watch" with American Military Structure/Ranking system basic infantry training. Each household must have at least one AR-15 or M-16 standardized (and legal) rifle with any legal barrel length. My preference as an American veteran is for the AR-15 to be the standard rifle, with 7.62×51mm NATO ammunition. The idea is to be able to share ammunition, training, knowledge, and tools. Your preferred form of economic system: Each resident of the Agrihood would buy membership and be a part-owner in the neighborhoods farming cooperative. Each member would be expected to pay an initial membership fee and then also to work a certain number of hours per month. People unable to work would be accomodated, and members of the cooperative can also invest more money in the cooperative in the form of crowd funded loans for capital equipment and other large purchases. As far as transactions between members, Barter, Gold/Silver and Copper , Bitcoin/Cryptocoins & any convenient fiat currency would be encouraged. Transactions are conducted between individuals, so both parties have to mutually agree on the form of payment beforehand. I also want to specify that there not be any "Home Owner Association" because they can be hijacked and used to exclude people. Your preferred level of technological development: I'd like to promote a basic Amish/1890's level of technology supplemented with solawind and modern technology on top of it. The goal is that each home should be fully functional in case of an EMP, systemic disruption, or disaster. The resources you bring to the table: Military training (Medic), herbalism. The resources you hope for from others: Emphasis on military training, medical training, construction/engineering and traditional farming or gardening skills. An outline of your personality as you see it: Pragmatist. An outline of your personality as (you've been told that) others see it. "Intense, geeky dick." and "Fucking irritating devils' advocate" are my favorites. Your perspective on what may be contentious topics, e.g. gun ownership, meat-eating, etc. Defensive training requirements, membership standards. Whether you have served in any branch of the armed forces of any nation. US Army National Guard, 7 years. I also grew up as an "Army Brat". Whether you have a background working in law enforcement: Nope.
Clearly delineate the difference between your preferences and your hard limits:
Tolerant of the religious views, lifestyle choices and sexual preferences of others but I draw the line at all of these things when others try to push their views on me or assume that I support what they're doing. There's a difference between tolerance and support. I don't care what you do or how you live your life, I will support you if you're attacked for it, but - and I feel strongly about this -just keep it to yourself and leave me the fuck alone to do what I want.
7/2020: I'm saving money, learning to garden, getting back in shape, maximizing my credit rating, changing careers so I can work remotely, and shopping for land on the east coast. If I get lucky and find an affordable and small property suitable for homesteading in 2020 then I'm pulling the trigger, but a more realistic plan is to relocate at the end of 2021. If it looks obvious to me that the pandemic isn't going to lead to economic collapse then I might be able to hold out and purchase about 60-100 acres in Vermont by the end of 2022.
36m, $2m, Last Day of Work Today. Lessons Learned from a 12 Year Road to FI
I was debating if I should post/celebrate this here, but after seeing /fierymillennialslessons learned from a break, and after posting here in /fi for the last 4 years, I thought I'd share some of my lessons from my career (and maybe sneak in a few questions while I'm at it).
Where I Am Now
As the title (and my flair says) I'm sitting right around FI now! Our household consists of me, my wife who's a year younger and our 11-year-old poodle mix, living in the western US. I'm a software engineer (full-stack web development) turned Product Manager working a career in tech - but never in what I'd "high tech" cities. Orlando and Salt Lake City have a great tech presence, but they're not exactly in the top 5 (or 10?). With around $2m saved up and yearly expenses somewhere between $60-$100k, it's looking like we're in decent shape! Over the last 2-years, our expenses have risen as we got married, fixed up a house, went on 2 honeymoons, moved across the country, furnished a new place and settled in. I'm optimistic it'll drop down closer to the $60k side now. Today is my last day at my job of almost 8 years (!). My wife is continuing to work at this time, with me on her insurance We've talked about it, and she knows she could leave as well. Her working right now makes this much more flexible as we test out our spending levels with one of us not working.
How I got Here Financially
Luck. Hard work at times for sure, and lots of planning, but no one retires in their 30s without luck (windfalls or high income) or cutting expenses so deep that your lifestyle borders some hobo-chic. My luck came in a few specific fortuitous financial events:
Had parents that raised me with a ton of self-control. Learning to have money (even if you're not rich) but not spend it from an early age is a huge benefit.
Went to a state school for college and graduated with no student debt. Scholarships and parents paid for everything for the first 2 years, then started working to take over all expenses by the end. I was soooo lucky to not get into the expensive colleges I applied for and have parents who could chip in that $1k/month to live on.
Started working on side projects non-stop starting in high school, which helped my marketable skills continue developing (even if they didn't make money).
Received an inheritance of $100,000 at age 24 when my mom passed away. Add to that another $150,000 from selling her house. That was in 2007, and the $250k promptly dropped to $150k a year later during the great recession.
Worked, without gaps and saved at least 50% of my income each year from age 24 on.
Also increased my expenses significantly during that time.
Went from startup to startup, eventually landing at one where I worked as hard as I could (sometimes 90 hours a week).
That startup was eventually acquired, which was a nice $400k windfall.
The company that acquired us went public, which was a nice $800k windfall.
There's a lot of luck to this. I was on my own FI path before this acquisition with a higher FI date in mind (40 if things went well, but probably closer to 44 realistically). Luck and events completely outside my control brought that date down 4-8 more years.
After years working at startups, I absolutely love creating things and providing value to people. One thing I'm most excited about is the time to learn and build things without the need for them to make money. I've done some side projects, but hope to do many more now. Other than that, the usual winter recreation! Playing Red Dead Redemption 2, rewatching all of Lord of the Rings and Harry Potter, going skiing and traveling to see family. Long-term though, time will tell. If our spending is low enough, then we won't need additional income. If it ends up being higher than we expect and we decide we'd rather now lower it, I'd like to find a way to make a little side income without a job through side projects. Luckily there is no rush on that today. We have options, and time to find a passion that makes a little money is one of the best ones. I do have a few things that I'm trying to do immediately. I'd be curious to hear how others have handled these:
Stop identifying myself by my job role, accomplishments or work.
Stop setting unachievable expectations for myself.
Stop trying to optimize every day and be OK with progress.
Start setting boundaries between side projects and personal life.
Being OK with the idea that there are days I'm going to wake up where I don't want to do anything.
These are the immediate things I'm working on in my head right now.
What Did I Do Well?
For things that I had control over at least, here's a few that stand out:
I think the number one thing was making myself invaluable to companies I worked for. I did whatever needed to be done strategically in the companies - even if that meant changing roles or learning new skills.
Stuck with low-fee index fund investing for 95% of my portfolio long term. I made investing mistakes (oh, hi Bitcoin), but they were limited to at max 5% of my portfolio.
Tracking spending quarterly.
Didn't try to over-optimize investments. Just let time do their thing (helps that this was the best bull market ever).
Developed a strong sense of what I wanted out of life outside of work. I have no shortage of things I want to do.
What Could I Have Improved On?
I didn't max out my 401k for about 5 of my working years. I didn't have access to a 401k for another 4 years.
My spending grew way more than I thought. I should've been looking at my spending monthly.
My wife and I have been together for almost 12 years, but we didn't fully join our finances until year 11. We knew about each other account balances/debts, but not as much each others cash flow. Would've been useful in planning to know each other's total spending.
Tracking spending monthly would've helped see trends faster.
Creating another source of income would have been really nice.
Thinking too much about FI at times was a distraction from other, more important goals and parts of life.
Whew, that's a lot. It's been 11 years since I started investing and 9 years since I opened a Vanguard account. Without additional lucky (in the form of those windfalls) I don't know how FI would've been possible without drastically cutting spending during my earning years far more than I did. That might not be the most optimistic takeaways, but it's an honest one. There's a sliding scale between compromise and luck for retiring in your 30s. I was able to lean more on luck, but that's not a reproducible takeaway. If you do what you can with what you're given that's all you can do - just do your best and be OK with the results. Edit On acquisition/IP money: From the comments, I realized I did a poor job of taking credit for my part in those events. As a long-time developer, I don't do a great job of taking credit for my accomplishments. As I mentioned in some comments below, I was an early employee at the startup and led the largest team which was responsible for our main product, and was a key part of why we were acquired. On windfall/Why don't you have more money: I wish I could say I just put the windfall money in low-cost index funds and called it day, but that wasn't the case. I bought a house (which I sold for a $70k loss), lost a bunch of money due to load funds and taxes on trades my financial advisor put me in (before I started managing my own money) and saw my investments drop by almost half in 2008. All that to say that in 2008 my net worth was much closer to $70k. Couple that with a lower income (since I was right out of college) and it's not too much being set aside each year.
Best Betting Sites » Top International Betting Sites 2020
Video gaming sector experts created KTO as a new as well as innovative website which brings you reliable, registered gaming experience. KTO provides ensured services to its consumers and also make them really feel remarkably distinct. The squad running the website has greater than half a century of experience in the wagering market. Providing a vast array of port games and live betting clubs, it also supplies the best chance on the first sporting activities events also. The site constantly expects to adding the most up to date advancements. You can select from a varied variety of Payments treatments, languages and also money. The website is still taking actions to guarantee reasonable as well as safe pc gaming, thus still keeping up with as well as aiding the individuals.
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Bookmaker website sub-structured in London is also signed up on London stock exchange. The foundation was laid by William Hillside in 1934, at the time when Britain didn't support gambling. The leading company workplaces are located in the UK although the company runs all over the world, and about 14,000 people are utilized. This website supplies to bet online and likewise by phone. Greater than one million wagers are refined daily. In addition to the sportsbook, it also provides on-line bingo, gambling establishment, skill video games and so on
Bovada has been adding to an on the internet pc gaming experience because 2011, far better than anyone. Bets are taken down in the cross-functional sportsbook, Face publication, in the casino poker spaces or land gambling enterprises, are after that placed to retreat. Gamers have enjoyment as well as convenience and enjoy pleasing betting experience. Bovada has become a name in gambling web sites using poker, casino, poker and wagering in sporting activities as well as steed racing, and also one can count on. It can be a centralized location for on-line gaming, as it is taking sporting activities bettors near acting along with being secure and also fast. This is a pleasant site.
This on-line betting site is run from Australia, Canada and also the United States. It was released in 2014 as well as is handled by BeOnSports former heads. This website put forward sports betting, games and race betting. The site allured customers via radio advertising campaigns and the internet. It ended up being a repeating sponsor for ESPN radio programs. Live wagering qualities provides the users to put a bet on a video game already in progress. In-play gambling borders essential soccer, tennis, hockey events. Live casino licenses consumers to enjoy preferred table games while they can chat with other users or suppliers during the game via online video streaming.
InterTops is adding to the pc gaming market by giving contentious chances and also outstanding favours. The firm is setting the highest requirements for the pc gaming industry. It is the globe's significant site for wagering and also on the internet gaming. This website is prancing its customer count in over 180 nations. Five hundred million dollars have actually been paid to the successful individuals around the world. This business is a well-reputed and also reliable source for the on the internet video gaming experience. In any location of on the internet pc gaming, InterTops use modern technology which adds to the enjoyment and pleasure. InterTops site is using 23 techniques. It has actually been placed 36,908 among sites because of 1,518,293 month-to-month site visitors.
This firm, structured in 1994, is an inconspicuously operated on the internet gaming company offering to bet on online sporting activities, derby and also gaming. Your internet browser can be utilized for on spot video gaming. BetUs runs a mobile programme, m.betus.com. Gamers can check out the on the internet gambling establishment on the mobile website as well can give up their sports wagers. It additionally provides real-time betting. This feature is adjourned during damaging moments and also is resumed in a safe environment.
As mentioned by Alexa.com, the second most seen website in Nigeria is Bet9ja. This website uses to bet on prime sport events held in Nigeria. It was inaugurated in 2013. Consumers go to the site for high-rank odds on football and to experience best online wagering solution. It was founded as an offline pc gaming platform versus various other online systems. Bet9ja got a superior action in the first 3 years of operation accompanied by a substantial turnover. The Bet9ja group is constantly enhancing the site by adding up to date as well as interesting features to the website. It earns millions of Naira every year. This website is approved as well as insured under the Lagos State lottery game board. In 2015, Bet9ja was the executive sponsor for Nigeria's Women's Football League.
Hi, FOLLOWER ORGANIZATION exists users with social football experience by giving a platform for the fans where they can connect and engage. Every weekend the participants need to prophesize the end result of English football suits. Competitions can be held between close friends, competence, or the on the internet community and rewards are paid in cash money. This job, includes growth for web, iphone and also Android, was created by Tallium for a Swedish based company. Besides, being a wagering platform as well as reward earning website, this site brings the football neighborhood together. FAN ORGANIZATION mixes the betting with the social structure, which supplies the individuals with an enjoyable gaming understanding. Betting on online games is supplied, as well as the profits are upgraded with every goal that is racked up. At the end of the match, users can see which of their forecasts were exact or off-target. The application also apprises concerning the most up to date football information as well as expertise prognosis on the social feed. Customers can produce leagues as well as evaluate their skills against other participants. The gamers are allowed to attach and also talk using public conversations. FAN LEAGUE choose the professionals, users can get assist from them, as well as they likewise suggest just how to place an effective wager.
3et is among the brand new software application giving a sole betting service. Bettors are designated totally free as well as safe strategy to the wagering market. Arrangements and accepted wagers are all done by 3et without any voidness. A significant platform is offering the highest possible limitations and most exceptional odds for sporting activities betting. 3et has a method to all vital bookies and also exchanges. 3et advanced half time and edge wagers for football. This website offers individuals one of the most successful betting experience. They mention to be the best as well as purchasers will be so happy they will never need any other sportsbook.3 et belongs to Eurasia sporting activities restricted. They assure open accessibility to their deals without charging the players any kind of commission. This site is easy to use still suffices to catch specialist acknowledgment. Utilizing the 3et app customers can access the bets from anywhere around the globe. It is only obtainable in the English language. Lowest cost bets can be launched at 1 Euro, and when customers obtain the on specifying the occasion, the ultimate price is presented on the slip.
Betsat is the current name in the betting market that is established in Turkey. It tries to draw customers from Europe and various other continents and attempting to convince them that the website is adventitious. This company faces significant competition from within the country as well as from the claimed European wagerers. Betsat is ingrained in Turkey, being on the go amongst Turkish players and proudly highlights its viewers. They use multilingual aid to the customers, as well as the web site can additionally be translated in German, Spanish and also English to make sure. This website recommends an indiscriminate blend of sporting activities to draw in Turkish as well as European customers. Football and also basketball are uniformly famed in Turkey as well as around the continent which magnifies the popularity of the website. When it comes round live betting, the site offers to bet on tennis, football basketball after the game has actually begun.
Rooted in Malaysia, INFINIWIN is the leading online betting workshop. This rejuvenating brand largely concentrates on texas hold'em and also other table gaming products. INFINIWIN provides a remarkably good value of premium video gaming products. They ensure that the individuals are going to get the noticeably superior wagering experience. This website has a superior team aiding the clients as well as assisting the individuals in various languages.
MAXBET is currently leading the video gaming industry in Central as well as Eastern parts of Europe with a quickly raising energy. This business is at the forefront of Europe's betting industry following its tactical partnership with Italian lotto game monster Lottomatica. Enthusiastic clients are offered numerous fortunate possibilities for winning at gambling establishments, wagering games and vending machine. Events are arranged on a regular as well as month-to-month basis. MAXBET guarantees that consumers rely on them for a risk-free as well as safe and secure gaming domain name.
Betland.com is a well-reputed bookie that runs online and by means of mobile in Nigeria. After its relaunch, it has ended up being even faster and well organized. Odds and also betting lines are used on a series of sporting activities which are just as popular in Nigeria and also other countries as well. Betting supplies on some considerable sporting activities occasions outside Nigeria gives a worldwide personality to the website. Betland aims to provide its services to all groups of bettors neglecting their financial condition.
BETSSON uses tradition for gambling, online casino bingo and also sports wagering. This company has actually stemmed from Sweden. It works through 20+ brand names that give video gaming items. This firm financial resources as well as handles the on-line pc gaming business. BETSSON intends to surmount the pc gaming sector in practical manners, although it is among the topmost in Europe.
Operating given that 1996, PARIMATCH has actually turned into a worldwide video gaming website. They state themselves among the leaders of the video gaming sector and so are always anticipating improving the top quality and automation and also adding to the events daily, stats and evaluation are provided night and day. Users are provided to bank on 20+ sports in above 60 nations along with 200 organizations as well as greater than 600 sporting activities occasions.
This is a European business established in 1999. It was released online in March 2000. Initially, it was rotated to on the internet sporting activities wagering, however it was redesigned with the launch of on-line casino site and also after that the system for playing poker. Different betting options are used on sporting occasions as sports scheduling is the website's main dish.
This gambling firm, based in Malta, has actually revealed exceptional growth given that 1995. With a selection of on-line video gaming options, land-based stores are also established. TIPBET sustains wagering and also odds on all primary sporting activities occasions and likewise holds a terrific range of gambling establishment video games.
A fresh bookmaker taken part in sports wagering, specifically in the UK as well as America is named RedZone Sports. The site is highly in cognition with as well as also possessed by the Spotnation bookies. Argyll Amusement AG. Attacking the gaming sector in 2017, this fresh bookie reveals wonderful rate of interest in America's sportsbooks. The website is regulated by The Gaming Commission, a highly suggested global gambling authority, and this assures the user that the cash they are investing is safe and also secured. With a considerable focus on games like United States football, baseball as well as hoops, this internet site consigns helpful odds on several sporting activities. It is possible for the individual to play online or In-play alternatives are likewise available. This website gives the individual an authentic wagering experience by providing large-scale hypothesizing markets.
Casino poker celebrity, very acquainted as well as honoured on-line texas hold'em service provider, spin-offs the Betstars website. The website is visited consistently by countless consumers who are intended to seek satisfaction from all the on-line alternatives the website gives. This substantial number of punters seeing the site has actually helped the site being deemed as one of the most rated bookies around the globe.
Malta video gaming authority supervises of synchronizing PWR wager, a just recently added mobile-friendly bookmaker site. This site was presented in 2018. This site exceedingly advertises via its application, however as being an Android app, it is unfeasible for the people utilizing the apple iphone. Among others, this site provides betting on the derby, football as well as additionally sustains E-Sports wagering.
MyMoPlay collaborates with Manchester United along with Watford FC. The business has actually been taken down by IBAS, which forefronts its dependence as a good pc gaming system. Customers can locate a large series of sports to bet on. It also introduced its app for the best online experience in sports wagering.
RoBet established foot into the European on-line bookie market in 2019. Government of Curacao oversees the site guaranteeing that it goes along with honest implementation of sporting activities scheduling. The customers can confide in them for leisure ventures.
Jetbull was founded in 2007. This site is secondary to OddsMatrix. Different languages are passed on the internet site. The site has ingrained markets in football, supplying countless chances yet is concentrated constrained to concentrate on US players.
Luckybet uses open chances for European, Canadian players and likewise gamers from New Zealand. Abundant gaming choices as well as rewards as well as the contemporary website design includes in the impact the site has on gamblers and punters. Many online internet sites attempt to reproduce their articulation.
Redbet, a premier online casino brand name intervened in the on theinternet sporting activities reserving industry. This site was produced in 2002 with a mission of producing fun for the individual by attracting them to the website by supplying successful chances. It is a well-reputed website where the gamer's joy is the initial issue.
FonBet was introduced previously in 2002. This site is a Russian bookie site. Russia as well as Eastern Europe birth a substantial number of participants of FonBet. This bookie is certified in Curacao. Therefore the certificate, the site detains, UK as well as UNITED STATES consumers are limited from making use of the on-line bookie.
ComeOn became a brand-new bookie website in 2009. It is a secondary firm of Co-Gaming Limited. Malta Pc gaming Authority administrates the site. To operate in the UK, they are accredited from the UK Gambling Compensation. Markets of Scandinavia are the prime focus of the site.
Marathonbet was acknowledged in 1997 as a self -reliant bookmakers site. It is run by Panbet Limited, a firm that is in charge of running retail barters in the UK. This bookmaker website is deeply committed towards the UK members although it is well-reputed worldwide
It is hosting the tremendous variety of sporting competitions regarding greater than 14,000, this site is a significant on-line bookie and has a superb great deal of customers around the continent. Besides offering various high-grade sportsbook events, it designates the players assurance with the modern technology that is comparable to Europe's safety criteria.
This is the primary and the most relied on the site of India. It is an on the internet showing off occasion betting site. The web site is amazing as well as uses straightforward expression. Individuals can select BetBarter versus their competitor whenever. The bargains made by BetBarter protrude the marketplace. BetBarter likewise inspects the internet sites which provide fast payments and also various other feasible means of withdrawals.
Bodog888 is recognized to be a participant of the world-famous gambling enterprise Bodog and is sometimes acknowledged as Bodog Asia. This site gives a huge range of moral online casino and also texas hold'em wagering. It also involves Oriental bettors by sporting activities reserving. This site has gained the distinction by offering the very best performance as well as illustratory attributes. The website supplies the best aid and also rewards.
Arised from Asia in 2016, BetEast asserts to be the most effective expanding wagering brand name. This business offers a substantial range of eSports solutions, casino site and live wagering as well as values subscriptions from worldwide. Its emphasis is to make a dash out there of Europe. The simplicity of the website format hits the customer instantly. The company has a substantial interest in the UK Betting markets. The site offers a comprehensive betting experience with giving a substantial number of on-line port video games.
This company arised in 1999 later on releasing its website in March 2000. It soon became a supply firm and was provided at the stock market. This website is a credible sponsor for worldwide game events. It supplies betting odds on prominent gaming occasions. Followed by more than 4 million customers, it has become one of a kind sports scheduling site in Europe. All the info regarding the wagers placed as well as payouts are offered on their site.
This website offers important odds on pc gaming and also horse racing. The website is compatible with mostly all mobile devices. The website has a substantial collection of slot video games and gambling enterprises for the customers. It additionally features a live gambling establishment with single and multiplayer choices. The website likewise aids the individuals through live Chat.
It is a little gambling establishment on account of the gathered earnings, yet is taken into consideration a hot area. This internet site is readily available in a range of languages. Live betting games are readily available with different payment methods. Live Conversation is not open 24/7 that is somewhat a drawback to the website.
This bookie website, established in 2014, emerges from Australia giving online betting and sporting activities remedies to the clients. This site is a subsidiary of The Celebrity Team. This website formally funds the Australian Football Organization.
This is a South African bookies website established in 2008. The website captivates clients from around the continent. In addition to offering considerable betting games collection online, this site runs 50 land-based stores in Africa. The arrangement with EFC includes in the compatibility of the website.
As opposed to the suitable bookies, Casinia wagered offers fewer choices for online betting as well as video gaming occasions. Still, the considerable contests are offered proper coverage that makes it challenging for the punters to separate between the leading bookies and also CasinoBet sportsbooks.
This is a leading online video gaming website as well as online pc gaming. This website amplifies your exhilaration and gives you with a pleasurable experience with its thrilling wagering system. Customers can challenge themselves and also others with day-to-day and regular promotions.
This site interacts with a large range of video gaming markets. This website supports bitcoins which includes in the variety of individuals around the world. This website has gained significant repute quickly by providing high odds on numerous betting games. It gives its clients with appreciable services.
This is a legally run business in Greece and also declares to satisfy also one of the most requiring clients This is website offers you to bet on above 11,000 sports events taking place on a monthly basis. The site likewise offers excellent probabilities with low price margins to its valuable consumers.
This site is greatly giving a greatly favorable experience to its customers. It is dealt with by passionate staff member intending to offer an outstanding service to the punters. More than 20 sports are available for live betting at this reservation website.
This website is very recommended for scheduling on competition. They supply great recurring offers together with other recognized promos. This is a powerful yet well-assisting platform for on-line betting as well as sportsbooking.
Wager at Home
Bet-at-home is the certified bookie based in Malta and also Austria. Their company went on expanding with the discussion of an on the internet gambling establishment in 2005. They later on developed into a supply partnership and also in 2009 became a part of the Betclic Everest Team. Their management centre is currently at Portomaso Business Tower in Malta as well as is accredited and controlled by the Malta Gambling Payment.
It is just one of the earliest name present in the field of on the internet sporting activities betting, having actually grabbed popularity amongst customers given that its facility right around ten years in the past. Authorized by the UK Gaming Commission, it is just one of the most relied on on-line betting sites available.
One Hash is already the market head in wagering all over the world, with a huge variety of clients in many countries. Their wagering deals pre-competition or online wagering is very broad. Additionally, this manager communicates its online gushing TELEVISION terminal, countless pc gaming competitors.
On a remarkable assortment of video games, a vast array of wagers are used by bookmakers, which are determined based on chance. By wagering on these unique possibilities, a bettor can get money on rewarding wagers. It is consistently the situation that the very best online wagering sites for sports will be those that use the very best prospective benefits.
Lessons learned - Crypto and Divorce - In January I was a millionaire thanks to BTC, then my wife divorces me and now I have $30,000 AMA
Crossreferencing u/nanoissuperior He wrote earlier today: https://www.reddit.com/CryptoCurrency/comments/a3n6uw/in_january_i_was_a_millionaire_thanks_to_nano_now/ Title: In January I was a millionaire thanks to Nano, now I have $25,000 AMA I was replying to his post, but my reply ended up being a bit too large as a reply and steered off-topic, albeit an interesting one. So I decided to make it its own post, because there may be a good lessons to be learned and hoping some will come forward with good information to be shared. I hope it can help anyone on this sub avoid the costly mistakes that I made. Here it goes: FLAIR: LEGAL (not in the list) ---- u/nanoissuperior are you who I think you are? I won't give out any further identifying clues, but I happen to know someone in the exact same position that could have written that exact same headline. If you read the first paragraph, you'll know if you know me. The person I know bought Nano really early, based on a tip from a friend. I got in much later. By the time he told me it had already spiked to the $5 range, when I ended up buying. I then sold in the $20's so it was a good buy nonetheless. We were former colleagues at a large, large software company somewhere in the PNW, I left the company to venture out on my own and try to launch some projects I had in mind and relocated overseas for a few years. We lost contact with each other during my time away, but we connected again during the market runup and started exchanging coin information on a daily basis during the big bull run of late 2017. That was a crazy time.... the market trend was a few degrees short of vertical for pretty much all coins! Hey, guess what? Now that I think about it, I could have written that same headline myself! In January 2018 I was a Millionaire too! Not with Nano, but thanks to purchasing a good chunk of Bitcoin in 2011 at $1.20 each. I ended up a single digit millionaire with what I had left in Bitcoin around January of 2018. And, just like you, today, from all that wealth, I have about $30.000 left, with little to show for. Can we call that even? Although my disaster was not caused entirely by market fluctuation; Mine is a more complex story and I am going to mention it, because hopefully, it could serve as a lesson to be learned for any crypto holder out there, so they don't make the make mistake I made: Don't trust anyone. Always be skeptical and watch out for your own interests. Anyhow, here it goes: After 5 years overseas, I had enough and wanted to come back to the States. My wife stated her preference to stay abroad, but eventually, she conceded albeit reluctantly. We chose a small town in CO to settle, and landed in November of 2017. We had plans to settle down and considered purchasing a home with my/our new fortune, based on the market price during that period. At the same time, I was also hesitant about the inherent tax payments due caused by such large liquidation. I was trying to have to pay taxes as far away as possible. So, I decided to wait till New Year's Eve and started liquidating my crypto on January 1st, 2018 right after midnight. This way, I would have 16 months (till April, 2019) to pay any capital gains taxes, and I was confident at the time that the market would give me that for free, especially at the pace that it was going. I have been an early adopter and have since then acquired the high levels of verification and trading limits per week, with many exchanges, but for a large sum like this, I needed several separate transactions, over the course of several weeks, especially wanting to do it with a US-based exchange that was linked to a US bank accounts, to avoid overseas wire transfers, meaning more fees. (Yes, I did look at all OTC options, but for reasons not relevant to the story, I couldn't make it happen, so I had to use the traditional Exchange channels for asset liquidation). My wife and I, initially had some fundamental disagreements on the gross amount to be spent and the type of property we should be purchasing. I wanted a smaller place, with a denser, younger community, where there'd be kids our son's age for him to play. She insisted that we should go big; we had been traveling for so many years, and we had not been able to call any of our past residences our home. It was time to settle and nest; She convinced me that we should own a property of our own that we would be proud of living in for years. One that we could own outright and would not easily outgrow. We ended up splurging and purchased in cash two luxury cars for ourselves and set our sights on a large dream house in the city's Golf & Country Club, free and clear, for us and our two kids. I don't even play golf, nor do I even like it, but, if it makes her happy and it is within the safe margins of making it happen, I figured, why not? My concerns were largely financial and the numbers were adding up. It was a bit tight against my personal safe margins, but, at the same time, I was imagining to never have to make, or even have to think about, a car or home mortgage payment ever again! Bitcoin is on a roll and there is no sign of it stopping. Fine. Let's do it, before I change my mind. Now, I admit I was extremely lucky with choosing the time of when to sell the assets. I had no clue the market would take a dive in February, and so it seemed to many that I had timed the market perfectly, selling most of my coins in the first two weeks of January of 2018. Many called me a genius for selling at the very top, as if I had some sort of wisdom to know when it would drop; the truth is much less flattering; it was nothing but dumb luck, based on me wanting to pay taxes in 2018 and defer to 2019. Awesome, well done! Yeah? well, slow down, son, not so fast. So, I gather the 7-digit lumpsum in January 2018 and we write a check for the full amount at closing in February on the property of her dreams. A property that could easily be showcased on a luxury Real Estate magazine cover. Also, remember we had just moved back to the United States with just a few suitcases each from overseas. We had no furniture, kitchenware, curtains, TV's, bed sheets, winter clothing and so many other essential things that one usually purchases over time, but which we now had to purchase all at once. Not a problem, Bitcoin had dropped slightly but still well above $15k, I believe, at the time. And, earlier, in January, I had diligently taken this expense into account and effortlessly set aside a small fortune for equipping such a large house with everything we would ever need, brand new. It seemed we were protagonists of one of the Home Makeover Shows. Finally, after working day and night, prepping the house non-stop for days and when every piece of furniture had finally arrived, been unpacked and carried to its corresponding room, it seemed most of the essentials were in place and the hard work was done. I longed for pouring myself a Scotch and to finally sit down and enjoy the fruits of my labor. I head downstairs to the dedicated walk-in, cigar-humidor / wine / Scotch cellar in the basement and grab the better bottle of Whisky of the few bottles of Scotch that I had bought earlier in the week. On my way up, I remember feeling a sense of calm, combined with a glow of excitement and this undescribable profound inner peace, all at once. This was such a rare, natural, non-drug induced high that I had never experienced. It felt so good! This sense of accomplishment of achieving that one thing I had been chasing and longing for my entire life. I had expected I would be chasing this goal for the next 15-20 years, and yet, here it was. No, where I was, was even better than expected! A place where not even my parents, who still have to make their monthly mortgage payments. I had done it! With a smile from ear to ear, I take a deep breath of relief and while looking around the property, I think to myself: "It's perfect, everything is in place and I can finally call this our home. We are so lucky and we are going to live a great life. A life that few can only dream of. So many concerns will be lifted and become redundant. Everything will be better. I'll start a fire in one of our two fireplaces and I am going to begin enjoying my semi-retired life with the first sip of my drink. That will be the official start of our new life". I head over to the kitchen to get a glass and some ice cubes, while I struggle to find which one is the freezer among the many drawers in the kitchen. It was then when I notice a handwritten note placed front and center on the kitchen counter. It is from my wife and read: "There is no easy way to say this, so I am just going to say it..... I want to legally divorce [ ...]". It continued saying that she had taken our son, and had unequivocally decided to leave me. She had already filed the paperwork for divorce and that I should expect to be served in the morning. My bliss had lasted less than 5 minutes and in less than two seconds, it turned dark, somber and I saw it all crumbling down in front of me. Like a long-awaited rocket launch, years in preparation, which then unexpectedly explodes on the launch pad during the countdown. My stomach, heart and everything in my body just sank and melted into one ball of poison in my core. I felt like throwing up. I was completely blindsided; she had played the game all along, not giving me the slightest hint of what was being concocted in the background. She had already engaged with her lawyers weeks beforehand. Her mother was already in town from another state to help out with I don't know what. I had been gaslighted and was threatened by her that I needed to see a psychiatrist due to a change in my temper that I had supposedly developed - my temper was awesome: with BTC at that price? Everything was perfect! But I obeyed and went anyhow (this would later fit her story that she had to leave with the child because she feared for her safety due to my supposed temper for which I was under treatment, therefore, I must have this temper problem, see?). Also, the purchase of the overpriced home also seemed clearly premeditated: Price was the main driver of the decision making; not location, demographics, taxes, etc. It was the wrong neighborhood for us (people much older than us, retired, golfers and no kids the same age as our son to play with). Our house happened to also be the most expensive in the neighborhood. I can see it all so clearly now. See, your crypto coins on the blockchain, are not within the US court's jurisdiction (or, at least, it's quite debatable - a gray area - ask me for the seed and I can tell you that I may have the seed, or that I may not have the seed, I may have the wrong seed, I may have forgotten it, I may have lost it - you can't prove I did not forget, or lost it, etc). However, once it is in FIAT in a bank, or invested in a property, the courts can rule on the asset(s), freeze, disburse or order a sale of the property, etc. It's done all the time. Also, the coins were technically mine, and by definition private property (not to be divided during the divorce) as they were acquired before the marriage. I could not prove its origins (I bought many of them via direct messaging members on Bitcointalk.org and mining rather than exchanges, so no records, receipts or nothing to prove otherwise: the big exchanges like BitStamp and Coinbase didn't start operations till 2013, if I m not mistaken. Instead, I would talk to one of the forum members offering coins we'd agree on a price, I'd send a check to wherever the individual seller instructed me to (Russia, Bulgaria, Japan, UK. etc) and the coins would be deposited to whatever address I provided. Yes, it was quite crude at the time. However, once I converted my coins to cash and used that cash to buy a property for the benefit of the family, it became common property and thus she then had rights to a portion of it when divided between the two parties should a divorce occur - which ended up being almost 3/4 of all assets. I was robbed in broad daylight. By the one person, I trusted with my life. The one you should trust with your life. Your life partner. And while I was in complete denial, trying to bargain, I waited too long to obtain good legal representation. When I finally ended up getting a lawyer, I was quite distraught and I clearly did not do the proper research and this resulted in a less than stellar performance and detrimental to me at many key steps in the process. I had to switch legal representation right before mediation and I can't blame my new lawyer either, as (s)he did not have the required time to catch up on all the details, (s)he did his/her best, but I was ultimately strongarmed into conceding my soon-to-be-ex-wife to let her return to the house, in exchange to obtain 50% of my son's custody, with serious and strict clauses I had to abide by. So, I had to move out, find a hole in the wall in a student apartment, pay my rent and pay our kids pre-school, while she lives grandiose, without monthly payments in the country club, till the house sells, which will likely be in the spring of next year. Nice! Due to my delay, legal mishandling and somehow every other element in her favor, she inexplicably ended up with around 3/4 of the worth of all assets, free and clear, no taxes due. Mind you, she has never financially contributed, nor made a single $ during our entire marriage. She has never worked and had $0 in her pocket when we married. She didn't even have a checking account, well in her thirties. She is no dummy; she is street smart, knows how to manipulate people, get her way with flirting and charm, while I am more intellectual and book smart. and She beat me hands-down. She is walking away with a sum of, not quite 7 figures, but close. With what I am left with from the sale of the house, I am responsible to pay for all the capital gains taxes from the liquidation to the IRS, which are due in April 2019. I don't expect there to be more left over than the estimated $30k mentioned above. Hate the market all you want, I made peace with the market and am keeping busy at hating my ex for a while for putting me in the same situation. She tripped me 1 yard before the finish line and pushed me in the prickly bushes, to cross it by herself. Go figure. When I am done hating her, I'll get back to rebuilding my life again from scratch. I am not worried, I have done it before. Just pissed, I was so close and that I was so naive to not see it coming. Sorry, I am not meaning to hijack the thread, just wanted you to know that others may have lost more than just "free" money; money we didn't really have to work for. We were the lucky ones. It is what I keep telling myself to stop me from jumping off a bridge. PS - Woah: Sorry for the wall of text; I was just going to write the first paragraph and ended up venting about my current situation. I know, I should take this issue to /depressed, /exes or /whereisthenearestbridgeIcanjumpfrom. Hopefully, this can be a lesson to those holding crypto and some can learn what NOT to do. I learned the hard way and was left with nothing. Don't be a nice guy. Don't trust anyone with your crypto. Anyhow, I am sure either our vigilant subreddit bot, or one of the mods will remove my post for not adhering to rule, and if not, I am sure that you fine people will downvote me to hell. Go ahead. Take away from me the little Karma I left too! Thanks! I learned many lessons, but here are some key ones [IANAL - any crypto-educated AL opinion appreciated here, thanks] : - Understand the concept of private property - property you acquire before getting married. INAL - this depends on the state legislation, but it is hard to prove with crypto, especially if you obtained your crypto through foreign exchanges, outside of legal jurisdictions, the petitioner might not understand or willing to invest in obtaining subpoenas and requests to businesses operating overseas, as this may result costly. - Get a lawyer who understands, or is willing to understand crypto, its benefits of being somewhat unreachable and how that can work for you. Don't let them shortchange you with: "well, let's just convert the rest to cash, because that I understand" type of reasoning. - If you do go to mediation, the above applies as well. This arbitrator or mediator needs to be one that understands the intrinsic details of crypto - for example, during the ATH, I bought 6 digits worth in $USD of Stellar. I used the very first version of the software, supporting Stellar on my hardware device, and put it all in a cold storage wallet somewhere around January. I routinely checked on my coins on the blockchain and they are there. A few months later, I try to access my account and the device returns a different public address, which contains 0 funds. I am still trying to debug this issue with the manufacturer, but the fact is that I was accused of hiding these coins or negligence and was demanded that I paid half of what was lost. or not lost, out of my pocket for money that I didn't have access either. I tried to explain it in the simplest terms, there are risks involved with using first come software. There is no 1800 number, mo tech support. no CEO, no, you can't call the BBB and complain, etc and no one seemed to be able to understand, nor willing to either. It became a huge roadblock for which I had to concede, not cash, but a concession, I was not wanting to concede. The petitioner leaned on the fact that I was either wilfully cheating or stupid enough to lose the coins and managed to create enough doubt in my character and integrity and there was nothing rational I could explain that she, or anyone else in the room would understand. Perhaps mutually contracting a seasoned crypto expert that can offer a neutral view and give his/her opinion might be worth considering. Andreas, where were you when I needed you? :) - Other examples were some coins I had bought in 2012 and gifted to some of her family's kids. I was holding these, till they would turn 16 for them to pay themselves their college, or so I told them. These coins were demanded back by the petitioner. Ok, I suggested that I would send them, but with a CHECKLOCKTIMEVERIFY value with a block height of let's say,10 years from now, out of fear that she would spend the coins and the kids would never know (they are toddlers). No one understood what I was talking about, I was made out the crazy one, I gave up, sent her the coins, unlocked and, just as I expected, within 20 minutes of receiving them, she spent $1200 worth of it (for a flight, I think). If you are the only one speaking your language, no one is willing to listen or make an effort to understand you. - It appears my coins were private property, which means, that I acquired them before the marriage and in case of divorce, if I have not moved them or used them for the common good of the marriage, then they remain mine. However, I liquidated them and cash ended up in my checking account to be used to buy groceries, cars and eventually a house, and it is then that they became common property. Only once they landed in my checking account on which she is named on. It appears that had I taken proper legal precautions with documentation, or a company/trust, where that money would have gone, instead of my checking accounts, elsewhere, I would have still been able to be the legal proprietor of the resulting cash. I can't quite remember the details, but it as something that was explained to me afterward, and I honestly think I just tuned it out, because it made me sick to know I could have held on to my wealth. Perhaps a lawyer can chime in? Again, much of the lack of information and every misstep taken was because of dealing with people that are accustomed to traditional assets and will not deviate from it. Crypto is different and is treated differently. It is so important to know the strengths and weaknesses when going into litigation about something that people don't understand. - Some more I can think of, but this post is getting way out of hand in size. Feel free to comment/suggest your own and I'll add more to the comments. Credits to: u/nanoissuperior Thanks for your post, it inspired me to write this one. Anyone, any karma you feels needs to go his way, for providing the source of inspiration, please give to O-OP. TL;DR: Wife, having contributed $0 during entire marriage, waited until I cashed out all my crypto at the top of the bull market in January 2018, for a nice seven-figure amount, and then immediately divorced me for the money. Edit: added TL;DR
Catch the full episode: https://www.wealthformula.com/podcast/188-ask-Buck-part-2/ Buck: Welcome back everybody this is Buck Joffrey and we are ready to go here with the week two or part two of Ask Buck. I should point out that if we start running a little late and there's still a lot of questions there may be a part three here because I understand that there is only so much information that can be absorbed or should be absorbed at one time so keep an eye on if if this part part is going longer than thirty minutes or so we will have a part three as well. So before we get started with the questions one question that came up quite a bit in terms of recently from something in the accredited investor club by the way if you're interested in joining investor club you should go to wealthformula.com if you are an accredited investor and sign up because that's where the action happens, that's where the fun stuff actually happens. Here we just talk about it you know it's sort of like reading a book but once you read a book you can only learn so much. You got to go out there and start putting it to work and that's exactly what the accredited investor group is. So if you're lucky enough to be accredited go and join it. So I do want to address one thing which was that there was a divestment or an upcoming divestment in other words a building that we were invested in as a group was being sold and it's getting some nice returns you know annualized returns of 20% and the question I got from a lot of people on that was is there any way to roll this over into like some sort of 1031 Exchange? Because you know all of a sudden you've got them some profits and you know the reality of profits and recapture and and all that starts to come. The answer is no, you can't do a 1031. Typically if you know if you're a limited partner there are circumstances in which you could potentially do that as a tenant and common structure or something like that but what I'll tell you is that the majority of of syndicators who have experience and that sort of thing do not do it because it's a pain there is a lot of moving parts to it. You have to trust a lot of people that you don't necessarily know all that well and frankly if a syndicator group an operator doesn't have trouble raising capital for their opportunities. They're gonna be like why would I do that, I'm just gonna raise capital. So in reality if you're dealing with professional operators generally speaking you're not gonna be able to do anything on a 1031 basis. There are these other options though shall we say in terms of you know how can you potentially mitigate taxes using real estate? If you can't 1031 the other option of course is what we talk about all the time which is bonus depreciation. Now you know the bonus depreciation doesn't necessarily help you as much if you have active income but here's how it can help you okay because say for example you have invested in five properties and then for each one of those properties there was a cost segregation analysis done and then the cost segregation analysis was taken and bonus depreciation was applied and you got a K1 right and so you're getting these big losses now if you're a w-2 person anybody who is not a real estate professional you're not going to be able to apply those losses to active income anyway so they're gonna be sitting out there. You don't lose them they're just there so when you need them now if you do that five times all of a sudden you've got a massive amount of depreciation sitting there and then all of a sudden one of those five property sells and you've got capital gains. Well guess what, the capital gains is passive capital gains so you can use the you know you can use your depreciation. All that was losses that you've accumulated to offset the gains and the recapture. So again I'm not a CPA but I will tell you that I know this stuff reasonably well because I do a lot of this stuff and if your CPA is not seeing it the same way I highly recommend you talk to a more competent CPA and see what they think so. Anyway that is something to think about as divestments happen and again it incentivizes you to invest in multiple projects and to sort of do this diversify your passive portfolio as well so that you can constantly offset new gains. So that's something I think is a very useful thing and I know you didn't ask me about it but I have decided to tell you about it anyway. So let's see now the first question from you, you meaning the audience is from Mike who asks, what are your thoughts about estate planning as we are all starting to build wealth, do you have any strategies or tips for us to consider? Anything else we should be thinking about as we build wealth and syndications presumably as limited partners? Of course this could also be an interesting future show to bring a guest to discuss, as always thanks for your thoughts and insight. Keep up the good work. Thanks, Mike. So you're right, it would make a good guest. We've had people talk about that in the past but I think it's been a while so I have invited, based on your email, I did invite an estate planning attorney who will be coming up in in the near future on our shows. But let me give you a little bit of what I know, and again I'm not an attorney but I am deeply steeped in this stuff. So think of these as my opinions and you know you heard it from a guy who heard it from a guy, but ultimately you have to get these things this advice confirmed or denied and applied by your own attorney, but let's start with the most basic thing and that I know of and one thing that I'm always amazed at how few people know about and this is regarding estate planning. The bare minimum that you need is not just the will, okay? Hey people think it's a will but it is not just a will, it's a will and a living trust and let me explain why that is so important. Okay everyone knows you need a will, but if you die and you and you do not have a living trust, your estate will go into something called probate. So probate is this thing it's where the court’s going to decide whether your will is valid or not and probate can affect you know his state's literally as fused as literally they're just a few thousand dollars so it almost certainly does affect most if not all of the Wealth Formula Community probate. It's also extremely expensive right and it may take you know five percent of your estate to get this resolved and guess what it can take up to two years to resolve as well. So expensive, it takes a long time, so imagine for a second god forbid something happens to you and your family gets stuck for two years not able to access your estate that you left in your name they have to pay thousands of dollars and they have to deal with the fact that you're gone that is a terrible situation to be. Don't do it, okay. A living trust is this very simple thing to do just a couple hundred not a couple hundred but maybe a thousand dollars a couple thousand dollars and once you get one, you just put your assets under the name of the living trust and you can sleep well at night knowing you are avoiding this thing called probate easiest thing you can do the most high-impact thing you can do and if you don't have that you need that and and go get it done. Now for those of you with growing and larger estates, you might want to do something else on top of that you see there is a stink all the estate tax right if you die and right now there's you know these limits are pretty high right I mean our minimums I should say that it affects people who are if you're just by yourself like I think it's ten or eleven million dollars and then jointly it's twenty two million but that in 2025 you know so though your estate taxes kick in after that point right now they're really hefty, they're like 40 percent but in 2025 that minimum of you know 20 million if you're a couple or 10 million individual whatever it's all gonna go down the previous minimum which is half of that so I know for a fact that many of you out there because I talk to you and I deal with you know a lot of folks in investor club already have an estate that's you know five million and growing and you're young, so take it seriously. And also remember that there's a very good chance that there'll be somebody in office eventually that maybe like an Elizabeth Warren or Bernie Sanders. Bernie Sanders by the way once that estate tax to go down to 1 million dollars and to kick into after 1 million dollars and I know that would affect an enormous number of you, but anyway the bottom line is you've got to start thinking about this now because if you put some of these things into place now you potentially can if you act quickly, you can potentially get grandfathered into some of these strategies. Now bottom line is that these strategies that I'm alluding to are actually quite easy right now to do and that's why a lot of people call the estate tax the dumb tax because I mean honestly it's not terribly challenging for people to if they do some proper planning to you know get their estate into a trust and there's lots of ways to do that. I have something myself called a Nevada Dynasty Trust. I don't want to play lawyer too much so I'll get an estate planning attorney on so you can dive into some of those options and by the way if you use Doug Lodmell for asset protection like I do, you certainly can reach out to him as well to connect you with an estate attorney in your state because that's really what you need it's important for the estate and asset protection teams to kind of see eye to eye, I can tell you that from personal experience because what they do sometimes is at odds with one another and you also need make sure that there is some tax implications that are considered in this and those are so you should potentially have your tax advisor in those conversations as well ask me how I know that. So okay so that's probably a pretty good answer to that right or at least a long answer. Let's see let's go to the first audio question and this one is from Garth. Garth: Hello Dr. Joffrey. This is Garth from Portland Oregon. My question might be really basic but I am wondering the difference between money and currency if there is any difference and if there is where does cryptocurrency land on this? Thanks. Buck: Well thanks Garth, and you don't need to call me Dr. Joffrey. Buck is just fine. I have left my doctor coat behind in Chicago a few years ago now, but thank you for your question and it's a good question. It's a complicated one so let's just go to the basics. First money by definition is a store of value. It's an intrinsic store of value within itself and then so that's money now currency typically refers to fiat currency and it has buying power because the government says it has value. You know there's this important quote that everybody talks about. I hear it in the gold communities all the time you get in 1912, you hear JP Morgan saying money's gold. Money is gold, nothing else. What he meant was that everything else was credit and these days that's very true of course the dollar is nothing more than debt and when you're paying somebody in dollars you're not paying them in money because that has no intrinsic value but all you're doing is you’re transferring over receivables, right? The government owes you money. Government owes you money, that kind of thing, but for everyday practical use they are you know one in the same, we think about them the same way. So now cryptocurrency is really not that straightforward and I do think that it's to distinguish between Bitcoin and the other currencies that I think are still need to be better defined but let's just talk about Bitcoin, okay. Now I believe personally that bitcoin is money. Why? Because it has intrinsic value, because it is scarce, and because it must be created through a process called mining, which costs time and money and is not easy to do. You have to spend a lot of resources to do it and in this regard it's really not that dissimilar from gold, right? And then you know the gold bucks said well yeah you can use gold for something, you can't use Bitcoin for anything. Well let's get serious here. I mean most of the time people are just you know Gold's a nice shiny pretty metal right, I mean there's nothing inherent about it. That's any more valuable. It's all in the eye of the beholder. So the same kind of thing it's scarce and it's pretty. People say it's gold so to me it's not that different from Bitcoin and it's scarce you know. Listen at the end of the day the reality is that Bitcoin has more similarities with gold than it does with the US dollar. Think about it. Scarce, can't print it, can't you know it's not a inflationary etc. However I got to be clear about this because this is where I get into this you know question about gold in the first place right why do people hold gold because they say it has intrinsic value. Why does it have intrinsic value? Well maybe you can you know wear it and put it in some machines and stuff like that and you're building them but here's the thing, wouldn't by that definition wouldn't real-estate then be money as well? Because it has intrinsic value, I mean personally you know I don't see why gold has any more value than real estate I mean real estate you actually live there, you work there, it's a structure, it has a function, right? Well listen, bottom line is to me you know gold has one major function that is to hedge inflation. Real estate has that same function and real estate can cash flow so that's why I'm not a gold-bug but I know that's a controversial topic in and of itself and we'll leave it at that. All right, next question is from Caliche and it's a written question. He says hello Buck, hope you're well. This question is about Wealth Formula Banking. You actually know anyone who has retired and it is drawing free income from their policies? Assuming I have five million cash, five million dollars of cash value in the whole life policies specifically we're talking about Wealth Formula Banking growing roughly at five percent a year, can I really withdraw two hundred fifty thousand dollars every year tax-free forever while leaving five million dollars principle intact is that really that simple? What's the catch? If there's no catch, why isn't everyone doing this? Seems to me that all one has to do is to do whatever they love to do that pays well and throw their savings into whole life and ten to twenty years from now they will definitely as per the contractual guarantees be able to retire very comfortably on tax-free income forever. Why bother with other risky investments like crypto, options, money lending, oil, gas, real estate, stocks, bonds, mutual funds, etc. Again is the above simplistic description of the whole life ie Wealth Formula Banking strategy accurate or am I missing something? Thanks, Caliche. Ok so great question and my knee-jerk response is yes you are correct. That's exactly how it works. But let me get Rod involved. Rod is with obviously one of the Wealth Formula Banking experts and I actually had him record an answer. Yes the simple answer is that yes you understand it correctly. So if you had built up five million dollars inside of your cash value inside of that whole life policy and you're ready to try and live off of that then easily the 250,000 a year, you would be able to take this income and it would last perpetually. So he goes on as you know if that's the case then why doesn't everybody throw their savings into whole life and 10 to 20 years from now though with definitely as part as per the contractual guarantees be able to retire very comfortably on tax-free income forever, so why bother with other risky investments? So for somebody who's content earning that 5% and living off of it tax-free like you say then I agree there's not a catch, it's pretty simple the way that the contracts work. You could do that. So now I know that a lot of the listeners use it for the purpose of wealth for me the banking when I'm using it in conjunction with the investments and doing a lot more outside of the policy in addition to getting that growth that compounding growth inside the policy and so for somebody who is not actively involved in the other investments maybe I would suggest shifting over to Velocity Plus where you can do you know contribute a similar amount of money but actually grow it a lot better because we're getting the leverage from the bank loan and if you're not familiar with with what I'm talking about then go to wealthformulabanking.com and we have a webinar there where you can learn more about it but the idea is that when you get to retirement and you're looking at what your net equity is in the policy, it's not just a 5% income that we're producing off of that, it's more like you know 10 to 13 percent and so it's much more substantial in spite of the leverage piece that we're we're using in inside of that and so if you're not someone who wants to be actively investing in you know the real estate and the other things their cash flow investments that we talked about then Velocity Plus is a great way to see that grow in a passive way but it also turned into that same you know kind of tax-free income in retirement. So that's the story on that one. So listen, that was a very nice answer from Rod. So basically the answer in short is glitchy it sounds like you have got it right. Let me address this question that you have. Why bother with other investments? You know I've got this thing, the answer is you don't have to. I mean listen for people who are investing in real estate, people who are investing in you know some of these other things, I think the reality is what we're trying to do is to make even more money and frankly there's like this level of okay I want to expand my means even more. Now you're you're looking at this thinking I can do five million at some point and you know I can live off of that over a period of time and I love being a physician because I know you're a physician, I get that. But I think the bottom line is like if you go across the board you'll find a lot of people have a lot of different goals and ambitions. For me too I mean I would say I'm one of them I would say I'm probably too greedy to think of it that way I like the idea of being you know constantly creating more and more wealth and for me it's a lot of fun to invest in these things and watch them grow and make more and more money, but that being said you know I've said this in the past where over and over again why one of the reasons that I like Wealth Formula Banking in particular is the contractual nature of that income and it's you know we're talking about some significant returns over a period of time. The contractual nature of that money is a very compelling thing and I've also said that if you don't listen to me and you don't want to invest in real estate and all you ever did was do Wealth Formula Banking, I'd feel pretty good about that because I think you're gonna still finish way ahead of the majority of people out there who are you know sinking their money in equities because they have no idea what's going to happen with the equity markets at any given time and I don't think they're protected. This basically is all on the upward trajectory right, you don't have to deal with the up-and-down sort of trajectory that you deal with when it comes to the equity markets. For me this represents you know if you think about the way investors usually hit things they hit their stocks and bonds right? They think about stocks and anything about bonds where this fits in for me banking is sort of analogous to the bond portfolio. What is the bond portfolio? Well the bond portfolio is the safe thing, the super safe thing that you know just puts out a fixed amount of return. Bonds have a certain return like you know a couple percent or whatever this is similar to that and it just it's much it's higher than bonds and it has this death benefit which is great as well. It grows tax-free which is great as well. So there's all these benefits to it that I think replace a necessity for me to leave and look at the bond market. The other thing about it is that you can borrow against it and you can borrow against it for arbitrage. We've talked about this plenty of times before but when you borrow against the cash value of your Wealth Formula Banking account, what you're doing effectively is borrowing from the insurance company. So your money's still growing at that same compounding rate but you're borrowing at a simple interest rate and that creates this you know very nice arbitrage. So some people like the idea of rather than just saying this is all the returns I want they say I'm not gonna use this as my returns I'm going to use this to juice my other returns and that's the way a lot of other people use it as well. But bottom line is it sounds like if you're happy doing what you're doing more power to you. You don't have to think about anything, just practice medicine you know keep putting money into this thing and you know just like you said when you get to that point you know you don't have to worry about the markets crashing at the last second and your kids will be taken care of.
WWYDI a guy named Rifter tries to take over the multiverse?
On a desert planet named Planet Riftia, there lives a man named Rifter (original character). Rifter can open dimensional rifts, fly, and is invulnerable, physically strong, and highly intelligent. He doesn't need to eat, sleep, drink or breathe. He's 5 foot 10 inches tall. Rifter decides to take over the multiverse. To do that, he must take the most important object from each universe and place it in his own universe. After he has done that for every universe, he will gain total omnipotence over the multiverse, and he'll be truly unstoppable. An example of the 'most important object of the universe' would be the Triforce from The Legend of Zelda, or the Chaos Emeralds from Sonic. The universes Rifter will try to take over are: planet riftia (Rifter's home universe), real life, super mario, the legend of zelda, CDI zelda, pokemon (main series games), pokemon (main series anime), pokemon origins, pokemon (main series manga), sonic, sonic boom, sonic the comics, crash bandicoot, halo, call of duty, earthbound, undertale, five nights at freddy's, fnaf world, superman 64 (game), DC cinematic universe, superfriends (cartoon), Marvel cinematic universe, ghostbusters, ghostbusters (2016), pac man, mega man (classic timeline), mega man fully charged, mega man (battle network timeline), bomberman, the lego movie, scooby doo, super meat boy, rage comics, wreck it ralph, skylanders, teen titans, teen titans go, the a-team, knight rider, the goonies, mortal kombat, street fighter, blend s, vocaloid, utau, spyro the dragon, simpsons, futurama, harry potter, fantastic beasts and where to find them, lord of the rings, mission impossible, gremlins, gnomeo and juliet, powerpuff girls, powerpuff girls Z , powerpuff girls (2016), beetlejuice, my little pony friendship is magic, black rock shooter (song), black rock shooter (anime), black rock shooter (psp game), midway arcade, portal, plants vs zombies, machinarium, rock em sock em robots, baldi's basics, puzzle puppers, crane game toreta, snipperclips, tetris, Madou Monogatari, puyo puyo, kirby, lego city undercover, ninjago, chima, nexo knights, diary of a wimpy kid (books), diary of a wimpy kid (movies), poptropica, poptropica worlds, poptropica (comics), resident evil, peanuts, robot chicken, scribblenauts, splatoon, arms, bee movie, shrek, octopath traveller, bubsy, fifa, drawn to life, drawn together, toy story, a bug's life, finding nemo, wall-e, the good dinosaur, inside out, captain underpants (books), captain underpants (movie), timmy failure, spongebob, the loud house, fairly oddparents, invader zim, cow and chicken, samurai jack (original), samurai jack (reboot), adventure time, regular show, steven universe, clarence, uncle grandpa, plague inc, sailor moon, sailor moon crystal, ghost trick, ace attorney, professor layton, looney tunes, yu gi oh, beyblade, yo kai watch, cars, team fortress, half life, the sims, cory in the house, annoying orange, my hero acadamia, mr. peabody and sherman, e.t the extra terrastrial, back to the future, rick and morty, family guy, doki doki literature club, angry birds, fruit ninja, jetpack joyride, out there, akinator, dragon ball, dragon ball z, lego dimensions, super smash bros, star wars, charlie and the chocolate factory, willy wonka and the chocolate factory, lonely wolf treat, syrup and the ultimate sweet, first kiss at a spooky soiree, romance detective, tunnel vision, kaima, her tears were my light, mermaid splash passion festival, the twilight zone, disaster log c, yandere simulator, yanderella, mikoto nikki, mix ore, the dark side of red riding hood, makoto mobius, you me and empty words, shihori escape, tsukimi planet, full boko youchien, love live, menhera fresia, roco kingdom, sai er hao, mole, hawaiian slammers, planes, frozen, tangled, one piece, fairy tail, naruto, persona, digimon, no matter how i look at it, it's you guys fault i'm not popular, i can't believe my little sister is this cute, idolmaster, highschool dxd, hihi puffy ami yumi, momoe link, minecraft, minecraft: story mode, locked heart, confess my love, transparent black, nintendo badge arcade, swapdoodle, world of goo, rayman, little inferno, amazing alex, banjo kazooie, yooka lele, sly cooper, RWBY, despicable me, minions, WWE, nomad of nowhere, bravest warriors, xenoblade, punch out, contra, silent hill, tokimeki memorial, spelunker, spelunky, zork, bit trip, VVVVVV, runman race around the world, N, princess tomato in the salad kingdom, hitman, tomb raider, metal gear solid, fire emblem, animal crossing, metroid, gradius, zone of the enders, parodius, i wanna be the guy, jumper, braid, alien hominid, castle crashers, charlie murder, the emoji movie, castlevania, animator vs animation, brave, hello neighbor, the storey treehouse, wacky game jokez 4 kidz, nightmare before christmas, bayonetta, mii channel, warioware, donkey kong country, yoshi, unikitty, sword art online, squid girl, slenderman, the flintstones, berenstain bears, the jetsons, okami, sushi striker way of the sushido, shovel knight, kid icarus, jurrasic park, tom gates, paper mario, art academy, fortnite, player unknown's battlegrounds, fallout, the land before time, doctor who, the lego batman movie, himegoto, marchen madchen, bojack horseman, total drama, toradora, one punch man, attack on titan, pleasant goat and big big wolf, full metal alchemist, the wizard of oz, super smosh, alfred and poe, dev guy, valentine panic, seduce me the otome, trick and treat, haruka winter dreams, scratch, 9 (film), 9 (video game), problem solverz, animal inspector, liar liar, love or die, misSHAPEn love, pervert&yandere, paper roses, bookSLEEPer, heartbaked, lads in distress, telletubbies, thomas the tank engine, the walking dead, the big bang theory, 13 reason why, f.r.i.e.n.d.s, gumby, gravity falls, welcome to the wayne, tom and jerry, baka to test, golden time, searching, taken, charming, ballerina, home improvement, the sandlot, flappy bird, swing copters, earth chan, turbo, pocket protectors, boxboy, barefoot bandits, letter quest, overcooked, hydlide, oh sir!, taco man plays a video game, taco man the game master, pepsiman, buck bunny, voez, deemo, cytus, kitten squad, super mario logan, dr. stone, bee and puppycat, over the garden wall, star vs the forces of evil, power rangers, danny phantom, jimmy neutron, dexter's lab, foster's home for imaginary friends, chowder, the amazing world of gumball, we bare bears, felix the cat, bendy and the ink machine, outbreak company, tokyo mew mew, madoka magica, card captor sakura, ghostmates, boxman (original), boxman (comics), that damn neighbor, bunsen is a beast, coco, monsters inc, monsters university, the incredibles, spirited away, becky prim, kim possible, meet the robinsons, the little mermaid, robin hood, zootopia, taiko drum master, alien, the lego ninjago movie, what would you do, jersey shore, monty python, gundam, the muppets, alf, neon genesis evangelion, the x files, godzilla, final destination (film), ice age, lilo and stitch, robocop, the terminator, saw (film), the purge, 50 shades of grey, tron, dead space, overwatch, the king of fighters, ratchet and clank, jak and daxter, tekken, a boy and his blob, ace combat, adventure island, adventures of lolo, aero the acro-bat, ape escape, asteroids, battletoads, spooky's house of jumpscares, the call of cthulhu, chibi robo, frankenstein, dracula, boku no pico, burgertime, citrus, putt putt, pajama sam, prison tycoon, roller coaster tycoon, restaraunt empire, frogger, freddi fish, fatty bear, spy fox, gal gun, game and watch, guitar hero, rock band, the man with the invisible trousers, the curious case of benjiman button, passpartout, just dance, sega hard girls, kinectimals, left 4 dead, life is strange, littlebigplanet, loveplus, nights, naughty bear, ted, houdini (french animated movie), q bert, pixels (movie), touhou project, toejam and earl, the oregon trail (game), the organ trail, yakuza (game), mall tycoon, zoo tycoon, yukon trail (game), detention (game), the nutshack, lazytown, purgatory (game), desolate village, the desolate hope, the pilgrim's progress, the holy bible, captain bible, bad milk (game), journey to the west, captain toad, death squared, buddhism (religion), jewism (religion), islam (religion), hinduism (religion), taoism (religion), mormomism (religion), watch_dogs, sleeping dogs, paletta, wrecking crew, sara is missing, simulacra, welcome to the game, rides with strangers, a normal lost phone, mogeko castle, wahanodora and the great blue sea, little nightmares, little einsteins, sally face, fran bow, kick the buddy, super planet dolan, dr. jekyll and mr. hyde, phineas and ferb, big nate, nate is late, the ring (horror movie), inanimate insanity, my little pony equestria girls, winx club, tinkerbell, sausage party, the hobbit, duck hunt, starfox, f-zero, enchanted (disney movie), roblox, hearthstone, talking tom, crossy road, granny (horror game), the titanic (movie), dexter (show), how i met your mother, el tigre, mucha lucha, the book of life, cuphead, water world (movie), gradeaundera, foodfight, cyanide and happiness, jojo's bizzare adventure, the grim adventures of billy and mandy, the brave little toaster, fusionfall, playstation all stars battle royal, scott pilgrim vs. the world, club penguin, sonic.exe, pivot stick animator, mr. bean, skitzo, captain n the game master, detective pikachu, pokemon mystery dungeon, waluigi travels through the multiverse, parappa the rapper, god of war, uncharted, bioshock, paperboy, gauntlet, 720°, blaster (midway), bubbles (midway), marble madness, defenders, joust (midway), klax, roadblasters, robotron, spy hunter, spy vs spy, super sprint, tomodachi life, miitomo, xbox avatars, keflings, cloudberry kingdom, girls like robots, can your pet, snail (the flash game), snail bob, drawfee, the king's avatar, king's knight, king's quest, monster bark, haunt the house, detective grimoire, sort the court, wallace and gromit, frankenweenie, atelier (games), recettear, tales of, lost sphear, peta propaganda games, cooking mama, gish, aquaria, owlboy, alex kidd, space channel 5, mighty number 9, blaster master, vroom in the night sky, azure striker gunvolt, senran kagura, disgaea, the legend of dark witch, pico's school, riddle school, clock crew, lock legion, steamshovel harry, bionicle, hero factory, lego alien conquest, x-com, chantelise, yobi's basic spelling tricks, typing of the dead, cartoon all-stars to the rescue, where's wally, where's waldo, carmen sandiego, adam ruins everything, south park, human centipede, collegehumor, kingdom hearts, king kong, friday the 13th, nightmare on elm street, edward scissorhands, batman 1966, devil may cry, final fantasy, food wars, smosh, the diamond minecart, anthony padilla, the hunchback of notre dame, teenage mutant ninja turtles, who framed roger rabbit?, the angry video game nerd, mario & sonic at the olympic games, james bond, epic (movie), dance dance revolution, ed edd n eddy, hey arnold, codename: kids next door, galactic kids next door, back to backspace, big city greens, danger planet, 12 forever, infinity train, jack and jill (adam sandler), red dog, red dog true blue, air buds, 101 dalmations, good mythical morning, element animations, an egg's guide to minecraft, black rhino ranger, the suite life of zack and cody, that's so raven, milo murphy's law, even stevens, pete and pete, malcom in the middle, hotel transylvania, ducktales, elena of avalor, sofia the first, the proud family, the emporor's new groove, american dragon: jake long, fanboy and chum chum, fish hooks, smart house (movie), invisible dad (movie), tender loving care, my magic dog (movie), boy meets world, sabrina the teenage witch, shorty mcshort's shorts, shezow, call of duty dog (web animation), sonic for hire, video game violence saves the world from violent video games (web animation), reading rainbow, hey this is library, doge, nyan cat, wolfychu, lilypichu, emirichu, theodd1sout, domics, jaiden animations, game theory, dorkly, pokemon rusty, the greatest showman, advice animals, doodle jump, happy jump, seen (android game), color switch, agar.io, slither.io, cookie clicker, bitcoin billionare, paper.io, hole.io, sugar sugar, highschool romance, highschool romance 2: magi trials, highschool possesion, nekopara, ren'py, rpg maker, voltron: legendary defender, wander over yonder, kablam!, doug (cartoon), avatar: the last airbender, the legend of korra, garfield, calvin and hobbes, airplane safety videos, lego fan films, lego DC superheroes, lego friends, fl studio , stack up, gyromite, the texas chainsaw massacre, ice climber, captain commando, marvel vs capcom, cartoon network punch time explosion xl, dr. horrible, papers please, blocksworld, iron pants, happy wheels, super virgin squad, the truman show, edtv, duck life, the everyday ordinary adventures of samamtha browne, cinderella phenomenon, our home (visual novel), a day in the life of a slice of bread, a(t)rium, date almost anything sim, [email protected], stalker & yandere, tealy and orangey, geometry dash, the joy of creation, five nights at candy's, those nights at rachael's, five night's at wario's, wario date, duck season (vr horror game), the horribly slow murderer with the extremely inefficient weapon, mcdonald's, the karate kid, llamas with hats, the misfortune of being ned, super hexagon, perfect dark, dane boe, devil's world, balloon fight, h3h3productions, gnoggin, cinemasins, cinemawins, yo gabba gabba, crazy frog, angels of death (rpg), imaginary friends (rpg), pocket mirror (rpg), cherry tree high comedy club, pony island, huniepop, huniecam studio, tattletail, corpes party, friendship (horror rpg), aria's story (rpg), 1bitheart, leftway, tim's birthday, ib (game), glitched (rpg), amnesia (game), the stanley parable, long live the queen (visual novel), draw a stickman, qwop, girp, papa's (flash game series), whale trail, 5 minutes to kill yourself, doodle god, free icecream (flash game), fancy pants adventure, fireboy and watergirl, 60 seconds (game), 60 parsecs, getting over it with bennet foddy, sexy hiking, i am bread, surgeon simulator, rapeley, mr. mosquito, cubivore, the guy game, custer's revenge, e.t (atari 2600), pizza chef (atari 2600), black and white (game), postal (game), hatred (game), leisure suit larry, jones in the fast lane, manhunt, hatoful boyfriend, bully (game), night trap, mass effect, house party (game), who's your daddy? (game), second life, shower with your dad simulator, what's under your blanket!? (game), battle raper, The Maiden Rape Assault: Violent Semen Inferno, witch trainer, hetalia, ouran high school host club, rinse and repeat (game), wikia, deviantart, mystic messanger, moemon (a pokemon rom hack), segagaga, football manager (sega), crossfire (first person shooter), flicky, captain novalin, sega bass fishing, hiragana pixel party, captain rainbow, wonderful 101, the elder scrolls, scrolls (mojang), colbalt (mojang), candy crush saga, sharknado, who killed captain alex, archie comics, smokey bear, mcgruff the crime dog, smosh the movie, hell's kitchen, neighbours from hell (game), neighbors from hell (animated show), danganronpa, veggietales, oishi high school battle, teleporting fat guy, smosh babies, planets (shut up cartoons), the day my butt went psycho (tv show), the day my bum went psycho (books), what's with andy, the andy griffith show, leave it to beaver, pikmin, face raiders, part timers (smosh), trollface quest, coraline, alladin (disney), chibi miku san, dreams (when you sleep), vsauce, kilarin revolution, stellar theater, hanazuki: full of treasure, penn zero: part time hero, the croods, shawn the sheep, shakugan no shana, early man, walking with dinosaurs, league of angels, league of legends, world of warcraft, starcraft, stardew valley, rune factory, harvest moon, botanicula, fingered (game), love live, highschool dxd, lucky star, akame ga kill, kill la kill, cowboy bebop, mmo junkie, KonoSuba: God’s Blessing on this Wonderful World!, Natsuiro High School: Seishun Hakusho, Summer-Colored High School ★ Adolescent Record — A Summer At School On An Island Where I Contemplate How The First Day After I Transferred, I Ran Into A Childhood Friend And Was Forced To Join The Journalism Club Where While My Days As A Paparazzi Kid With Great Scoops Made Me Rather Popular Among The Girls, But Strangely My Camera Is Full Of Panty Shots, And Where My Candid Romance Is Going, short circuit (film), boyhood (film), honey, i shrunk the kids, in another world with my smartphone, wizard 101, sociolitron, runescape, i was reincarnated as a sword, i was reincarnated as a magic academy, My Reincarnation as a Hot Spring in a Different World is Beyond Belief ~ It's Not Like Being Inside You Feels Good or Anything!?, island (anime), crush crush, yandere (https://vndb.org/v1303), kimi to kanojo no koi, kimi to mita sora no uta, city connection, cinders (visual novel), adventure capitalist, tiny tower, pocket plane, pocket train, pocket frogs, i am shape series, melancholic (vocaloid song), hatsune miku: unofficial hatsune mix, stargazer (vocaloid song), love trial (vocaloid song), to you of the future, i give every song, pou, my little bastard, evolution (cow evolution, platypus evolution, ect), dear diary: the secrets of anna, episode (game), kim kardashian: hollywood, campus life (mobile game), inkflow, sabreman, kameo: elements of power, it's mr. pants, whatever happened to... robot jones?, moetron, extra credits (youtuber), snakes on a plane, crazy rich asians, my strange addiction, toddlers and tiaras, soul eater, suki yuki maji magic, ultraman, the adventures of kid danger, johnny test, justice league action, youtube, brawl in the family (web comic), meteor 60 seconds, ok ko, counterstrike, boboiboy, dragonvale, crush the castle, demonic crepes, barbie, lego elves, spy kids, baby geniuses, laserblast (movie), giftpia, panel de pon, devil world, shin onigashima, nazo no murasamejo (The Mysterious Murasame Castle), nigahiga, dragon city (mobile game), clash of clans, clash royale, keep talking and nobody explodes, my life as a teenage robot, no anime penguin, gender bender dna twister extreme, inuyasha, inuyashika, scream (movie), manuel samuel, flipping death, tiny thief, boom beach, reign (game), the escapists, a hat in time, murder police, dragalia lost, aqua teen hunger force, dora the explorer, doraemon, inception, the matrix, fight club, the godfather, white chicks (movie), dumb and dumber, baseketball, the breakfast club (movie), donnie darko, the devil wears prada, darkwing duck, jaws, mean girls, the room, lost (tv show), never been kissed (movie), tarzan, the sixth sense, the help (movie), the shining, rocky (movie), sing (movie), blade runner, cut the rope, enter the ninja (1981), You only live twice (1967), surf ninjas (1993), Draw With Jazza, dork diaries, Lifeline (3 minute games), Project Hyrax, future diary, sonic the hedgehog (movie), panty and stocking, todo: today, happy heroes, asura's wrath, a certain magical index, zone archive, and 3 ninjas (1992) Rifter will NOT gain omnipotence until he has collected the most important item from EVERY universe. Just to clarify, Rifter only opens one rift at a time, when he's travelling to and from dimensions. He also makes rifts sometimes if he's attacking, or summoning an object he wants, or something like that. When he's done using a rift, he closes it. However, Rifter will have to open many rifts along his journey. He opens so much rifts, that the space time continuum becomes unstable, resulting in random rifts opening and closing throughout the multiverse. Rifter isn't aware on how to make space time less unstable, so as his journey goes on, more and more random rifts will appear. The random rifts will occur so often, that is it guranteed you will get sucked into one and experience at least 90% of the universes. Rifter will start in his own universe. The universe he goes to first will be Real Life. After that, he'll do the rest in a random order. Events:
Rifter finds a magical rock (from his universe) that grants him the power to detect objects he needs
Rifter steals the Earth's entire water supply, because water is the object from Real Life that he needs
The Aperture Science Handheld Portal Device (Portal) can now work on any flat surface that isn't made out of Lego bricks.
The Lego Aperture Science Handheld Portal Device (Lego Portal) can now work on any flat surface that is made out of Lego bricks.
Lord Vortech (Lego Dimensions) is freed from his prison via a random rift from Rifter.
The greens (Lifeline) begin spreading around the multiverse
Diseases from Plague Inc begin spreading around the multiverse
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